Our Loan Programs

Rental Property Loans (DSCR)

Buy a rental property using the rent it earns to help you qualify — no personal income needed

Fix & Flip Loans (Hard Money)

Get money fast to buy a property, fix it up, and sell it for a profit

New Construction Loans

Get funding to build a brand new property from the ground up

What Our Clients Say

mr.joshcontreras

"Definitely some of the best to people to work with, very well educated, super kind and helpful. Can't wait to do some more!"

Srikanth Kumar Seethamraju

"Thank you for connecting us with ideal lender and making the whole process hassle free by being on top of everything with constant communication. We are already working with Jada on our second property!! Cannot recommend Jada Thoele enough."

DSCR Refinance Client

"Working with Jada and her team to secure a DSCR loan for my refinance was seamless. They were fast, responsive, and made the process incredibly smooth from start to finish. I'd absolutely recommend them to any investor looking for a reliable financing partner."

Investor Client

"The loan process was very smooth and quick and they helped me along the way with great communication. Jada and her team are really some of the best to work with."

Why choose One Orbit Lending?

Close in 21 Days or Less

Fast closings so you never miss a deal

No Experience Required

New investors welcome — even for new construction loans

We Lend Nationwide

Finance properties in all 50 states

Soft Credit Pull Options

Check your options without affecting your credit score

Horizontal & Vertical Construction

Ground-up builds for single-family homes and multistory projects

80% LTV Cashout Refinances

Access equity in your investment properties with high LTV ratios

Padsplit Loans

Specialized financing for co-living and room rental properties

75% LTV for Foreign Nationals

Competitive loan-to-value ratios for international investors

Ready to Get Started?

Contact me today to discuss your lending needs

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